Introducing Affirm’s Pay-Over-Time Options at Zenni Optical

At Zenni Optical, we understand the necessity of clear vision. We’re committed to making eyewear accessible to everyone, and we’re excited to announce a new partnership with Affirm, a leading Buy Now, Pay Later (BNPL) provider. This partnership is a testament to our motto: “See Better, Live Better.” Now, shopping for stylish eyewear has become even more convenient and budget-friendly, thanks to Affirm. In this blog post, we’ll explain how this new payment option works and answer some frequently asked questions to help you make the most of it.

How Affirm Works

Affirm is a user-friendly BNPL provider that ensures transparency and affordability for our customers. Here’s a step-by-step guide on how to use Affirm when shopping for eyewear at Zenni Optical:

1. Shopping and Cart Addition: After selecting your favorite eyewear from our vast collection, add the items to your cart as usual.

2. Checkout and Affirm Selection: When you’re ready to complete your purchase, proceed to checkout. At this stage, you’ll have the option to choose Affirm as your payment method.

3. Phone Number Verification: You’ll be asked to enter your phone number. No username or password is required. This is part of the 2-factor authentication process.

4. Verification Code: Affirm will send you a verification code via text message to verify your device.

5. Account Creation (For First-Time Users): If you’re a first-time Affirm user, you’ll need to create an account by providing a few basic details. Affirm will give you a real-time decision on your eligibility.

6. Payment Option Selection: Once approved, you can choose a payment plan that suits your budget and preferences.

7. Payment Schedule: You’ll see your payment schedule, which includes the exact amounts and due dates, with no hidden fees or surprises.

8. Review Loan Details: Take a moment to review the loan details to ensure everything aligns with your expectations.

9. Confirmation: If everything looks good, confirm your loan, and you’re all set! Affirm will send you text and email reminders when payments are due, so you’ll never miss a beat.

Frequently Asked Questions

We understand that you may have some questions about using Affirm. Here are some common queries and their answers:

1. What is required to have an Affirm account?

• To sign up for Affirm, you must be 18 years or older (19 if you’re a ward of the state of Nebraska).
• You must provide a valid US (including US territories) or APO/FPO/DPO home address.
• You need a valid US mobile number and agree to receive SMS texts.
• A mobile device with access to a mobile web browser is necessary.
• Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help verify your identity.

2. Does Affirm perform a credit check when creating an account?

• Creating an account and checking eligibility will not affect your credit score. However, if you decide to buy with Affirm and are approved, your loan and payments may affect your credit score.

3. Why was I prompted for a down payment?

• Affirm may not always approve financing for the full amount of a purchase. In such cases, you’ll be asked to make a down payment with a debit card to cover the remaining cost. The down payment amount cannot be changed.

4. Why was I prompted to enter my income?

• Affirm may request additional financial information to make a credit decision. Your income provides insight into your ability to repay.

5. Are all customers approved with Affirm?

• Not all customers will be eligible to pay over time with Affirm. If you are declined, you will receive a declination notice on your screen with further instructions.

6. How do I make payments?

• Affirm sends email or SMS reminders with the installment amount and due date before each payment is due. You can also sign up for autopay to avoid missing any payments. Payments can be made by downloading the Affirm app or visiting affirm.com.

At Zenni Optical, we’re committed to providing quality eyewear and ensuring that everyone can experience the joy of clear vision. Our new partnership with Affirmallows you to enjoy a seamless pay-over-time shopping experience without the burden of paying in full at checkout. “See Better, Live Better” has never been easier, thanks to Zenni Optical and Affirm. Start shopping for your perfect pair of glasses today and experience the difference for yourself!

About the Author: Dr. Sophia Moh, OD, ABOC

Dr. Sophia Moh, OD, is an optometrist based in the Bay Area, California. She holds a doctorate from UC Berkeley School of Optometry and has worked in various eye care settings, including primary care optometry, general ophthalmology, community health clinics, and Veterans Affairs. Dr. Moh is dedicated to improving global vision health by making high-quality, affordable eyewear accessible to all. She is also a certified American Board Optician (ABO) and actively contributes to optical education through training and lectures.